How Much Do You Lose Selling a House As-Is in Texas?

Selling a home “as-is” in Texas might sound like the easiest way out—no repairs, no inspections, no updates, no hassle. But is it worth it financially?

The truth is: when you sell a house as-is in Texas, you often leave tens of thousands of dollars on the table. Investors, cash buyers, and wholesale buyers typically expect a steep discount to compensate for repairs, holding costs, and profit margins.

So how much do you actually lose? On average, Texas homeowners selling as-is walk away with 15% to 30% less than market value—and sometimes even more depending on the home’s condition and location.

In this blog, we’ll break it down so you know your options, your potential profits, and how to avoid getting low-balled.

What Does Selling “As-Is” Really Mean in Texas?

Selling a home “as-is” means:

• You are not making repairs or renovations.
• You are telling buyers the house comes in its current condition—good or bad.
• Buyers can still inspect the property.
• You must still disclose known issues (foundation, flooding, termites, roof leaks, etc.) under Texas Property Code §5.008.

As-is does NOT mean “no responsibility.” You still legally have to disclose any material defects.

How Much Money Do You Lose Selling a House As-Is?

Here’s a realistic breakdown of potential losses when selling as-is in Texas:

Investors don’t just deduct the repair cost—they also subtract:

• Holding costs
• Realtor fees when they resell
• Profit margin (usually 10%–15%)
• Risk factor for unknown damage

Top Reasons Texas Sellers Choose to Sell As-Is

Even though they lose money, many homeowners choose this route because:

✔ They inherited a property and don’t want to fix it

✔ They’re facing foreclosure or behind on payments

✔ Divorce, job relocation, or financial hardship

✔ The house needs too many repairs to qualify for traditional loans

✔ They want a fast, guaranteed cash sale with no delays

If convenience and speed matter most, selling as-is might be the right move. But if you want to maximize profit—you have other options.

Option 1: Sell As-Is for Cash — Fast and Easy, But at a Discount

Selling to a cash buyer or investor is the fastest route. Most offer:

• No repairs
• No appraisals or financing delays
• Close in 7–14 days
• Cash in your pocket quickly

But here’s the trade-off: Most cash buyers in Texas will offer 60%–80% of your home’s market value.

Example:

• Your home’s value if fully repaired: $350,000
• Estimated repairs: $25,000
• Investor offer range (65–75% of value): $227,500 – $262,500

You could lose $100,000+ just for convenience.

Option 2: Sell As-Is on the Open Market — More Money, Less Stress

This is where most Texas homeowners win financially.

You can still sell your home as-is without making repairs—but instead of taking a low cash offer, your agent lists it on the MLS for buyers who don’t mind updating a home.

Advantages of Selling As-Is

• Using a Real Estate Agent: You reach retail buyers—not just investors.
• You keep more equity. You can still state "seller will make no repairs."
• You get competitive offers instead of one low-ball.

Some buyers use renovation loans like FHA 203(k) and Conventional Homestyle.

How Much More Could You Make?

By listing as-is with a strong marketing agent, you might make $50,000–$75,000 more than selling to a cash buyer.

Best of Both Worlds: VIP Realty Gives You Two Options

At VIP Realty, we understand that every seller has different needs. That’s why we offer two powerful selling solutions in Texas:

✅ Option 1: Sell Fast for Cash –No Repairs, No Showings

• Guaranteed cash offer
• Close in 7–10 days
• No inspections or commissions
• Perfect for inherited homes, foreclosure, divorce, or major repairs

✅ Option 2: List for Maximum Exposure & Top Dollar

• Professional photos, drone video, social media marketing
• Your home on Zillow, Realtor.com, MLS, Google & 100s of websites
• You can still sell “as-is”—no repairs required
• Competing offers = higher sale price

???? This option usually gets sellers $30,000 to $70,000 more than investor offers.

What If the House Has Foundation or Major Damage?

Texas is known for foundation issues due to clay soil. Many sellers think this means cash-only—but that’s not always true.

You can:

✔ Disclose the issue

✔ Get a structural report

✔ Offer repair credit instead of doing the work

✔ Let VIP Realty market it to investors and residential buyers

Many buyers are still interested if priced fairly.

Tips to Make More Money Selling As-Is

You don’t need to fully renovate. Small improvements can help you sell faster and for more money:

✅ Deep clean the home

✅ Declutter or remove bulky furniture

✅ Fresh paint on walls or baseboards

✅ Mow lawn and clean exterior

✅ Fix minor items: broken switches, leaky faucets, loose doorknobs

Even spending $500–$1,000 in cleaning and minor cosmetic work can add $5,000–$10,000 to your offer price.

Final Verdict — Is Selling As-Is Worth It in Texas?

Selling a house as-is can be fast and stress-free, but it often costs you tens of thousands of dollars.

You can lose 15%–30% of your home’s value—or more—depending on the route you choose.

Ready to Sell Fast or for Top Dollar?

VIP Realty Lets You Choose. Whether you want cash in 7 days or top dollar on the open market, VIP Realty has a solution.