What Does “Subject To” Mean In Real Estate?

If you've spent any time researching creative real estate deals, you may have come across the term “subject to” — often written as “subject to existing financing” or simply "subject to.” But what exactly does this mean?

In short, a “subject to” real estate transaction allows a buyer to acquire ownership of a property without taking out a new mortgage — instead, the buyer purchases the property “subject to” the terms of the seller’s existing mortgage, which remains in place.

In this guide, we’ll break down:

✅ What “subject to” means
✅ How a “subject to” deal works
✅ Pros and cons of “subject to” investing
✅ Common scenarios where it’s used
✅ Legal considerations
✅ How VIP Realty can help investors and…

163 Views, 0 Comments

Read Full Post

10 Best Places To Live In Texas - 2025

Texas continues to captivate residents and newcomers alike with its diverse cities, thriving job markets, and affordable living. As we step into 2025, several towns and cities across the Lone Star State have emerged as top contenders for the best places to live. Whether you're seeking suburban tranquility, urban excitement, or a blend of both, Texas offers a locale to match every lifestyle. With the expertise of VIP Realty, navigating the Texas real estate landscape becomes a seamless experience.

best place to live in texas 2025

1. Pearland

Located just south of Houston, Pearland has ascended to the No. 3 spot nationally in U.S. News & World Report’s 2025 rankings. This suburb boasts excellent schools, a low crime rate, and a…

11452 Views, 0 Comments

Read Full Post

How Long Does It Take to Sell a House in Texas?

Selling your home is a major decision—one that comes with countless questions, especially around timing. A common question we hear from Texas homeowners is:
“How long will it take to sell my house?”

sell your texas home


The truth is, the time it takes to sell a home in Texas depends on several factors, including location, market conditions, pricing, and the effectiveness of your real estate marketing.

In this article, we’ll break down the average time to sell a home in Texas, the key variables that can speed up (or slow down) your sale, and introduce our VIP Realty 30-Day Home Sale Guarantee—a game-changer for motivated sellers.

Average Time to Sell a Home in Texas

As of recent market data in 2025, the…

306 Views, 0 Comments

Read Full Post

Average Electricity Bill for an Apartment in Texas

Living in Texas comes with many benefits, such as affordable housing and no state income tax. However, one essential cost to consider when renting an apartment is the electricity bill. Texas has a deregulated energy market, meaning residents have the power to choose their electricity provider, which can influence costs. In this blog post, we will break down the average electricity bill for an apartment in Texas, factors affecting energy costs, ways to lower your bill, and tips for choosing the best electricity provider.

1. Average Electricity Bill for Apartments in Texas

The cost of electricity in Texas varies based on several factors, including apartment size, usage habits, and the electricity…

286 Views, 0 Comments

Read Full Post

Best Beach Towns in Texas to Live or Visit (2025 Edition)

When most people think of beach towns, they imagine California’s cliffs or Florida’s white sands. But Texas—yes, Texas—is home to some of the most underrated beach destinations in the U.S. With over 350 miles of Gulf coastline, the Lone Star State offers charming, laid-back beach towns where you can find affordability, culture, fresh seafood, and sun-drenched days without the massive crowds.

Whether you're looking for a second home, an investment property, or simply your next vacation destination, here are the best beach towns in Texas to live or visit in 2025.

1. Port Aransas – The Crown Jewel of the Texas Coast

  • County: Nueces County

  • Vibe: Relaxed, family-friendly, golf…

295 Views, 0 Comments

Read Full Post

How Much Rent Can I Afford?

Whether you're relocating for a new job, upgrading your lifestyle, or moving out on your own for the first time, one of the most important questions to ask is: “How much rent can I afford?” Overspending on rent can leave you strapped for cash, while underspending might keep you from the lifestyle or location you truly want. This guide will help you determine the ideal rent for your budget—and show you tools and tips to make smart, financially sound decisions.

The 30% Rule: A Classic Guideline

One of the most common rules of thumb in personal finance is the 30% Rule. This guideline suggests that you should spend no more than 30% of your gross monthly income (income before taxes) on rent.

Here’s why renters choose VIP…

414 Views, 0 Comments

Read Full Post

Things to Do in Texas Hill Country

With its rolling hills, limestone cliffs, winding rivers, and charming small towns, the Texas Hill Country is one of the most picturesque and diverse regions in the state. Stretching from just west of Austin to north of San Antonio, this area draws visitors from across the country to experience its outdoor adventures, award-winning wineries, vibrant music scene, and deep-rooted Texas-German heritage.

Whether you’re planning a weekend escape, a full-on vacation, or considering a move to the area, here are some of the top things to do in Texas Hill Country that capture the essence of this unforgettable region.

1. Tour the Texas Wine Trail

Did you know Texas is the 5th-largest wine-producing state in the…

367 Views, 0 Comments

Read Full Post