1121 S 23rd Street, Temple, TX

$199,640

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3

Beds

2

Baths

1,288

Square feet

0.24

Acres

About 1121 S 23rd Street

Seller Financing at 6% - 3BR/2BA on Quarter-Acre Lot Near Baylor Scott & White Why rent when you can own for less? This 3-bedroom, 2-bath home (1,288 sqft) in the established Tal Coe Place neighborhood of Temple, TX is offered with seller financing at 6% - a full point below current bank rates, with no bank qualifying. THE HOME: Set on a generous 10,663 sqft lot with room to garden, add on, or simply enjoy the space. Single-level living throughout with wheelchair accessibility. Central heat and air, gas cooktop, ceiling fans, a covered front patio, and a fully chain-link fenced backyard with an exterior storage shed. Detached carport parking. Foundation professionally repaired (pier & beam) - documentation available. THE LOCATION: A very walkable neighborhood (Walk Score 73) just minutes from Baylor Scott & White Medical Center ideal for hospital professionals with easy access to shopping, dining, and I-35. Temple ISD: Travis Science Academy (0.3 mi), Scott Elementary, and Temple High School all nearby. THE TERMS: $199,640 purchase price, $25,000 down, 6% interest amortized over 30 years with a 5-year balloon. That's roughly $1,047/mo principal and interest with taxes and insurance, still under the $1,581/mo these homes rent for. A real path to homeownership for self-employed buyers or anyone locked out of traditional lending at 7%+ rates. Serious inquiries only. Proof of down payment required with offer.

Features of 1121 S 23rd Street

MLS® # 7162261
Price $199,640
Bedrooms 3
Bathrooms 2.00
Full Baths 2
Square Footage 1,288
Acres 0.24
Year Built 1940
Type Residential
Sub-Type Single Family Residence
Status Active

Community Information

Address 1121 S 23rd Street
Area BT
Subdivision Tal-Coe Place
City Temple
County Bell
State TX
Zip Code 76504

Amenities

Utilities Electricity Connected, Natural Gas Available, Water Connected
Features None
Parking Additional Parking
Garage Spaces 4.00
View Neighborhood, Trees/Woods
Is Waterfront No
Waterfront None
Has Pool No

Interior

Interior Carpet, Vinyl
Interior Features Ceiling Fan(s), Separate/Formal Dining Room, Multiple Dining Areas, Main Level Primary, Storage
Appliances Refrigerator
Heating Electric
Fireplace No
Fireplaces None
# of Stories 1
Stories One

Exterior

Exterior Features None
Lot Description Back Yard, Corner Lot, Front Yard, Few Trees
Roof Asphalt
Construction Vinyl Siding
Foundation Pillar/Post/Pier

School Information

District Temple ISD
Elementary Scott
Middle Travis
High Temple

Additional Information

Date Listed September 22nd, 2026
Foreclosure No
Short Sale No
RE / Bank Owned No

Listing Details

OfficeTexas Signature Realty
Contact Info(832) 748-0134
Office Contact(832) 748-0134

Listing Map

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